Terms of Use

Please read the following terms and conditions carefully. By accessing this site, you agree to be bound by these terms and conditions.

Laws and Regulations:

Access to and use of this site is subject to applicable federal, state and local laws and regulations.


The site is protected by copyright. Four Point HR or its licensors owns all rights in the pages, site content, and arrangement. Users are prohibited from modifying copying, distributing, transmitting, reproducing or republishing information in any way. You may download material displayed on the site for your use only.


All information on this site, including but not limited to graphics, text and links to other sites, is provided “as is” and is subject to change without prior notice. Such information is provided without warranty of any kind express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling devices.

Materials contained within this Site promoting insurance products are directed only to operational states of Four Point HR and its affiliates. The site may contain references to products or services that are not offered or available in the state in which you reside. Four Point HR makes no representation that the materials in the site are appropriate or offered in other locations.

Four Point HR and its affiliates do not warrant the adequacy, accuracy or completeness of any information on the site and expressly disclaims any liability for errors or omissions therein. You are responsible for evaluating the accuracy, completeness, or usefulness of any information, advice or other content available on the site, or linked to from the site. Other than as required by law, under no circumstances will Four Point HR or its affiliates be liable for any loss that you incur as a result of your use of this site, or as a result of your reliance of information obtained through this site.

Linked Internet Sites and Hyperlinks:

Four Point HR and its affiliates have hyperlinks to third-party sites as a convenience to our site users. Four Point HR and its affiliates are not responsible for the content of any other Internet sites linked. A link to another site does not imply that Four Point HR or its affiliates endorses the site or any products or services that it describes. Your access to and use of other linked internet sites to or from this site is at your own risk and Four Point HR or its affiliates assumes no obligation or liability in connection therewith. You are encouraged to review the terms of use of third party websites, linked or not, before using.

Hyperlinks to Our Site:

Four Point HR and its affiliates may authorize clients, groups or affiliates to link to our website(s). You may not link to our website without prior consent. For written consent, please contact the sales department at 404.898.0788. Four Point HR does not endorse or imply the endorsement or use of a site linked to our website(s).